Today I want to introduce to you a book that for future homeowners and home buyers should be very interesting.
is given to how funding is well prepared and what you should know about the land, mortgage lending and effective interest rate. is also of equity and loans, the Speech is complete and the first chapter with a financing plan.
In the second chapter deals with annuity and the question of which loan is right for interested parties. Also on debt restructuring, up financing and an excursion abroad, we are informed.
Other forms of financing are examined in chapter three: savings loans, life insurance, loan repayment rates, employer loans, sellers and subordinated loans and pension purchase (buy without a bank).
mortgage lending for certain groups of people go to the individual life situations and designs an. Whether single, couple or cohabitation, couple with children, for self or for the elderly (50 + mortgage), here everyone can find at first sight relevant contributions and sufficient information is available.
through which government funding can save costs? Addressed, programs of KfW Banking Group to combine the promotion of "Home Pensions" and the housing assistance of the provinces. Also, a grant for energy saving advice you can collect. Who then will save on taxes with monuments and takes into account the housing bonus and employer savings bonus, has thought of everything.
As always in life, one should not forget the legal issue and at issue in the sixth chapter. Undeclared work and botched construction, we have certainly all heard and read, but really to know you learn in this chapter, including examples and judgments. Also on early repayment, the Reclaiming estimated costs, notary fees to bank accounts and energy-saving requirements for owners is reported. Who then would like to inform you about the use of renewable energies, the Civil Code to borrowers, requirements for individual performance and poor workmanship on the home is right here.
Last Chapter deals with the right insurance. The conclusion of a fireworks shell insurance is a prerequisite for a mortgage. Other useful insurance such as risk or credit life insurance to hedge the credit is recommended.
I find this crowd Guide (186 pages, 18.80 €) very interesting and would look clean determined more often. Further details are at it Baufi24 , one of the largest web portals for residential mortgages. This offers from more than 100 banks are compared, including service, as well as extensive consulting.
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